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AI-native accounting and inventory · Nigeria and Ghana · Early access

AI-native accounting, built around the stock you sell.

Zemba connects your till, stock, purchases, bank statements and books. Ask Zee what happened, check the records behind its answer, and close the day with the difference in view.

We’re onboarding a small group of businesses in Nigeria and Ghana. We’ll set up your first location, import your products and customers, and stay with you through your first daily close.

Shop owner working at a retail counter with a tablet

One business day

Sales inStock movedClose open

01Sell

Ring up the sale, take cash or transfer, share the receipt

02Stock

Sales, deliveries and transfers update the right location

03Books

Sales, purchases and expenses reach the books from the same records

04Close

Count cash, confirm transfers, explain the difference

Meet Zee · Your business advisor

Answers from the work your team already did.

Ask about supported sales, stock and financial reports in plain language. Zee links its answer to the period, location and underlying record, so you can check it and continue in the workspace.

Explore Zee and the product

Questions you can bring to Zee

What changed in sales this week?

Which products are running low at this location?

Where did this report number come from?

AskInspect sourcesReview the work

The daily close

A difference you explain tonight, not discover next month.

Sales, refunds, drawer expenses and cash taken to the bank are already recorded, so the close works out what the drawer should hold. Staff count it, and any difference is flagged for someone to explain before the day is confirmed.

One till, one dayIllustrative example
Opening float
₦10,000
Cash sales
₦68,000
Cash refunds
−₦2,000
Expenses paid from the drawer
−₦3,500
Cash taken to the bank during the day
−₦40,000
Expected in the drawer
₦32,500
Counted by the cashier
₦31,500

₦1,000 short, flagged for review before the day is closed.

For the owner

Run the business without standing at every till.

Start from what needs attention today, then open the sale, transfer, bank line or close behind it.

  • See which shop is short, and by how much
  • Know which stock transfers actually arrived
  • Match bank deposits to sales and unpaid invoices
  • Ask the AI advisor about today’s numbers, with the source shown for each answer
Owner dashboard showing sales, stock and daily business information

One business suite

Operations and accounting in the same system.

When the till, the store room and the books share one record, the books stop being a separate job done after the fact.

Point of sale

Scan a barcode or search the catalogue, take payment and share the receipt on WhatsApp from one selling screen.

Inventory and locations

Track products and variants across shops and stores, with the history of every stock movement.

Suppliers and purchasing

Raise purchase orders, receive goods into the right location and pay suppliers from the same trail.

Banking and reconciliation

Import a bank statement, match each line to sales, receipts or unpaid invoices, and reconcile the period against a confirmed closing balance.

Accounting and reports

Keep the ledger in the same system as the business, and choose whether reports run on a cash or accrual basis.

AI advisor

Ask about sales, stock, cash or the books in plain words. Answers show the source, period and location they used, and link to the report behind them.

Switching over

Moving from spreadsheets or another app?

You don’t start from an empty system. Bring your records in, check them, and carry on from where you are.

  • Products, customers and suppliers

    Upload a spreadsheet or another app’s export. Match your columns once and reuse that mapping next time.

  • Open invoices and past payments

    Bring in what customers still owe and what they have already paid, so balances start right.

  • Check before anything is saved

    Preview every row, fix the ones that need attention and skip what you don’t want.

  • Opening balances

    Set where the books start, so reports begin from the numbers you already know.

Guided early access

Start with a real business day.

We invite businesses in small groups. When a place is available, we’ll contact you to agree the setup and prepare your first sales and close together.

Request early access
  1. 01

    Request early access

    Tell us about your business: how many locations, who sells, and how you keep track of sales, stock and the books today.

  2. 02

    Get your invitation

    We invite businesses in small groups. Together we set up your first location, import your products and customers, and add your staff.

  3. 03

    Run a real day

    Sell, move stock, record payments and complete your first daily close with us alongside.

Accounting firm in Canada?

In Canada, Zemba is a workspace for small accounting practices: monthly reviews on clients’ QuickBooks Online or Zoho Books, read-only by default. The business suite on this page is for businesses in Nigeria and Ghana.

See the accountant workspace

Know where today’s stock and money went.

Request early access. Tell us about your business and we’ll contact you when a place is available.

Early access by invitation. We’ll contact you when a place is available.